Educational information — not insurance advice.
A deductible is what you pay out of pocket on a covered claim before your insurance pays the rest.
Choosing a higher deductible usually lowers your monthly premium — but you pay more if you have a claim.
A lower deductible costs more monthly but less at claim time.
Pick a deductible you could comfortably pay tomorrow if you had an accident.
It's free, private, and takes about two minutes.
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