What Does "Full Coverage" Mean?

Educational information — not insurance advice.

"Full coverage" is a common phrase, but it is not an official policy type.

What it usually means

Generally, liability + collision + comprehensive together. It does not mean "everything is covered."

When you might need it

Lenders usually require collision and comprehensive if you lease or finance your vehicle.

Deciding for yourself

On an older, low-value car, dropping collision/comprehensive may make sense. Compare the cost against the payout.

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